Job Description

Job Description

Job Description

Salary: $20-$25 Hourly

Associate Underwriter

South Shore Insurance Underwriters (SSIU)
South Shore Insurance Underwriters (SSIU) is a dynamic, Gulf Coastowned and operated MGA (Managing General Agent) experiencing exciting growth across our footprint. We provide property and casualty agents with the best excess and surplus lines products available across coastal Alabama, Mississippi, Florida, South Carolina, Texas, California, and Georgiawith continued plans for expansion. We are currently seeking an Associate Underwriter to join our team!

Please complete this survey when applying for the position:

Position Overview

The Associate Underwriter works under the direction of the Senior Underwriters and the Underwriting Supervisor, supporting the team in evaluating and accepting applications for insurance coverage. This role requires sensible judgment and meticulous attention to detail in determining risk. The Associate Underwriter must produce accurate quotes that are both competitive for the customer and profitable for the company, with a primary focus on Property and Casualty for Personal and Commercial Lines. At SSIU, our underwriters use their exceptional analytical skills every day to assess and measure riskdecisions that are critical to driving the companys success and profitability.

Responsibilities and Duties

• Risk Evaluation & Quoting:
  • Evaluate risks and prepare quotes under underwriter supervision.
  • Process renewals on accounts and handle rate endorsements.
  • Determine the acceptability of risks and establish appropriate premiums in accordance with established underwriting guidelines and regulatory requirements.
• Agent Support & Communication:
  • Monitor and respond to agent inquiries in a timely and professional manner.
  • Ensure agents receive clear, accurate information regarding risk selection and pricing guidelines.
  • Maintain a professional and courteous attitude when interacting with agents, responding promptly and ethically to requests and issues.
  • Conduct field visits to agent offices to build relationships and solicit new business applications.
• Policy Processing & Workflow Management:
  • Process renewals and endorsements in accordance with underwriting guidelines and company standards.
  • Ensure all documentation and policy changes are accurately recorded and processed in a timely manner.
• Operational Efficiency & Other Responsibilities:
  • Contribute to the continuous improvement of operational processes and efficiencies.
  • Perform other duties as assigned to support the underwriting team and company objectives.

Other Requirements

• A bachelors degree is preferred, particularly in Business, Risk Management, or a related field; however, equivalent industry experience will also be considered.
• Exposure to underwriting concepts, along with general insurance knowledge and experience.
• Proficiency with Windows, Microsoft Word, Outlook, and Excel is required.

Knowledge, Skills, and Abilities

• Superior analytical, mathematical, statistical, and negotiation skills.
• Ability to work effectively both independently and as part of a team.
• Excellent active listening skills with the ability to convey appropriate information to others.
• Strong attention to detail, a data-driven mindset, and excellent decision-making skills.

What We Offer

• Company-paid BCBS health and dental coverage for all full-time employees.
• Competitive compensation.
• 401k plan with a 4% employer match.
• Flexible work arrangements.
• Generous paid time off, including 12 annual paid holidays.
• Opportunities for personal and professional development.

EEOC Statement

South Shore Insurance Companies is an equal employment opportunity employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, South Shore Insurance Companies complies with applicable state and local nondiscrimination laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

South Shore Insurance Companies expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Any improper interference with an employees ability to perform their job duties may result in disciplinary action, up to and including termination.

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