Mortgage Inside Sales Loan Officer 2 Job at Sunward, Durango, CO

OWFmZW43ZlJtcGRSZkVxYWpGblFVdmU5Z0E9PQ==
  • Sunward
  • Durango, CO

Job Description




Job Summary:

Originates, reviews, and evaluates SLFCU mortgage loan applications and makes recommendations; counsel’s members regarding appropriate financial planning and practices; provides members with superior quality of service that are in line with SLFCU core values. 

Essential Job Duties:

Main responsibilities:


  • Interview and process mortgage loan requests by appointment, web application, phone, and walk-in. 

  • Evaluate credit worthiness.

  • Analyze supporting documentation (e.g. paystubs, W-2‘s, tax returns, asset documents, etc).

  • Use credit reports and supporting documentation to verify accuracy of application. 

  • Review purchase agreements, warranty deeds, real estate contracts and other property related documentation provided by the borrower or real estate professional.

  • Disclose loan applications accurately, and in a timely manner, remaining in compliance with all State and Federal Regulations. 

  • Provide sound reasoning for approval or denial of the loan application that is documented in Loan notes and with supporting documentation.

  • Provide a superior member experience by:

  • Actively listening to and assessing needs of the member

  • Explaining the features and benefits of targeted products and services

  • Offering targeted solutions to meet the members needs

  • Demonstrate proficiency in all mortgage products, with working knowledge of construction loans.

  • Educate and advise members of financial planning, credit worthiness, underwriting guidelines, interest rates and products. Provide sufficient information that the member can make an educated decision on the product and rate chosen.

  • Strive to exceed the Credit Union’s service and sales goals through the development and maintenance of member relationships.

  • Develop internal relationships with branches, educating frontline staff on mortgage products and obtaining qualified referrals. 

  • Cross-sell consumer and commercial products to members, when appropriate. 

  • Develop external relationships with realtors and builders.

  • Retrieve and follow-up on referrals received through the branches, contact center, and other credit union resources.

  • Participate in SLFCU Homebuyer Education Seminars and other events as requested. 

  • Follow up with attendees to develop additional relationships and loans.

  • Meet or exceed annual department origination goals as set by Management.

  • Complete all steps required to register and renew, yearly, with Nationwide Mortgage Licensing System and Registry (NMLS). Ensure that all personal data is kept up to date with NMLS. Complete SAFE Act training as required by the Credit Union. 

  • Attend schools, seminars and other types of training to further expand and enhance product knowledge.

  • Perform other duties as requested by management. 



Requirements







Required Skills/Abilities:


  • Excellent interpersonal skills.

  • Strong verbal and written communication skills.

  • Ability to communicate lending related topics clearly and succinctly to others.

  • Excellent organizational skills and attention to detail.

  • Strong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.

  • Strong organizational skills in managing multiple initiatives.

  • Strong analytical and problem-solving skills.

  • Ability to work individually and as a team. 

  • Ability to keep and maintain pass requirements for SAFE ACT

Knowledge:


  • Thorough understanding of mortgage lending fundamentals and regulations. 

  • Strong knowledge of mortgage products.

Education and Experience:


  • Minimum one years’ experience in loan origination, mortgage brokerage or a related field.

  • Minimum of HS Diploma or GED equivalent or more than one year of experience in lieu of education

Physical Requirements:

Prolonged periods of sitting at a desk and working on a computer.

Frequent travel

Must be able to lift 5 pounds at times.

recblid fabdmxmzwpkeebrdp5eqon9twj0v0b
Sunward

Job Tags

Similar Jobs

Computer Aid, Inc.

Software developer Job at Computer Aid, Inc.

 ...Type Full time Worksite Flexibility Remote Job Summary As the Software Developer Intern, you will be responsible for contributing to...  ...forms of compensation and selection for training, including apprenticeship, at all levels of employment. Employees and applicants of CAI... 

Community Choice Financial Family of Brands

Store Manager Job at Community Choice Financial Family of Brands

 ...Job Description Overview: Store Manager Community Choice Financial Family of Brands As a Store Manager, you will leverage...  ...planogram and ensuring seasonal and/or promotional marketing material are displayed properly. Work efficiently in a rapidly... 

REI Virginia Beach

Entry Level Account Manager - New 2024 Grads Welcome Job at REI Virginia Beach

 ...Development for top-tier nationwide clients. We are in search of an Entry Level Account Manager that has an exuberant personality and a...  ...Level Account Manager: ~ High school diploma or equivalent ~ Bachelor's Degree in Business Administration, Marketing, Communications... 

BGSF

Apartment Maintenance - HVAC Job at BGSF

Do you have experience in maintenance, skilled labor, or the apartment industry? Are you HVAC / EPA certified? BGSF is seeking experienced individuals for maintenance technician positions in the apartment industry!BGSF provides talent to apartment communities across... 

RWJ Barnabas

Patient Transporter Job at RWJ Barnabas

 ...Job Overview Transports patients in a safe and efficient manner throughout the hospital under the direction of supervisory personnel, Utilizes the automated transport system to perform duties, Performs routine cleaning of equipment used to transport patients,...